CROA Disclosure

Effective Date: April 23, 2022

Consumer Credit File Rights Under State and Federal Law

You have the right to dispute inaccurate information in your credit report by contacting the credit bureau directly. You do not need to hire a credit repair organization to exercise this right.

You may obtain a free copy of your credit report from each of the nationwide consumer credit reporting agencies once every 12 months.

You have the right to dispute inaccurate or incomplete information in your credit report. If you notify a credit reporting agency that you dispute information, the agency must reinvestigate the disputed information free of charge.

The credit reporting agency must remove or correct inaccurate, incomplete, or unverifiable information, usually within 30 days.

However, the credit reporting agency is not required to remove accurate information from your credit report unless it is outdated under applicable law.

Important Notice Regarding Credit Repair Services

You should be aware of the following:

• Accurate negative information cannot be legally removed from your credit report 
• Credit repair companies cannot guarantee results 
• You have the right to handle credit disputes on your own, at no cost 

Your Rights Under Federal Law

Under the Credit Repair Organizations Act:

• You have the right to cancel your contract with any credit repair organization within three (3) business days without charge 
• A credit repair organization may not require payment before services are fully performed 
• A credit repair organization may not make false or misleading claims about its services 
• You have the right to sue a credit repair organization that violates the law 

Right to Cancel

You may cancel your contract with SC Credit Group for any reason within three (3) business days from the date you signed the agreement.

Contact us at:

SC Credit Group

Arizona, United States 

Phone: 480-628-2302
Email: support@sccreditgroup.com